Credit Manager

The Credit Manager NPC allows players to exchange Zeny for Credits, and vice versa. This system gives flexibility for both farming players and donators to trade value fairly.

📊 Exchange Rates

• 1 Credit = 980,000 Zeny (when Trading with Zeny)
• 1,000,000 Zeny = 1 Credit (when Trading Credits back to Zeny)

⚖️ Note: The slight difference acts as a service fee to keep the economy balanced.

🔹 How to Use

1. Locate the Credit Manager NPC in town (usually near the main square or bank area).
2. Talk to the NPC and select one of the options:
   • Zeny to Credit → Converts your Zeny into Credits.
   • Credit to Zeny → Converts your Credits back into Zeny.
   • Cancel → Exit the menu.
3. Confirm your choice. The exchange will happen instantly.